What You Need to Know About the New Mortgage Rules

Earlier this month, the first wave of changes to Canada’s new mortgage rules officially took effect, and next month, the second wave of changes will…

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Bank Loan Officer or Mortgage Broker? What’s the difference and Which One is Right For You?

Bank Loan Officers are employees of a lending institution working to sell that bank’s mortgage. The loan officer helps you complete the application for the…

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Mortgage Affordability and the Application Process

The mortgage application process can be intimidating. Just remember that the lenders WANT to lend you money. If they don’t make loans, they don’t make…

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How Much Money Do I Need to Buy a Home In Toronto?

You’ve been saving for a while, and may even have help from a loving (and generous) family member. But before you start browsing MLS and…

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